insurance

[Dougie Horn]

paintball insurance
why is it that you you start a paintball site up from scatch,put in major investment,run every weekend with very positive feedback and rebookings from the playing public, run with more marshalls than legally required(members of ukpsf) two first aiders,(not one,as legally required),work very hard for over a year,(without drawing a wage from the business) only to find that your insurance,of which you have never made a claim on, and was paid for up front (commercal 6mths payment) in previous year
has now gone up nearly double(£3540.00) with attached liability that means I must pay the first £5000 on any claim.
If there is anybody else out there in paintball land that can help me on this matter or are going through the same, please contact me .Dougie Horn
DORSET PAINTBALL
(01202) 632402
info@dorsetpaintball.com

[Dark Warrior]

This year was the first time in 16 years that my car insurance went down and i've got 9 years protected no claims.
Insurance is just a scam to make money and usually big money. The only time an insurance company loses is through fraud and you can bet they are insured against that as well

[andy..]

Dougie,

You are not on your own, every site in the country is having the same problem, as are Karting tracks.
Quads, Rally Karts and Jet Ski's are now no longer insurable.

Think yourself lucky you don't own a scaffolding company or window cleaning round as it looks they won't get insurance next year at all and no insurance means no business.

You can blame everything on the no win no fee solicitors who advertise on television. What chance does any company have when some fat kids in America are trying to sue McDonalds for them being overweight, remember whatever America does, we follow.

There are ways that you can protect yourself, please private message me or ring and I will go through them.

What paintball needs is a kind of federation that sites can belong to sertting enforcable rules and standards. That way insurance companies have a benchmark for quality and we won't all get stung as much.

Until such a body exists, expect your premiums to go up and up every year until all the small sites go out of business.

Andy
YPC

[Tom]

Isn't that "theoretically" what the UKPSF does?

[Dougie Horn]

thank's Andy, dark warrior and Tom for your replies, we are addressing our plight (my business partner and myself),cos when you get down to the nitty gritty of running a site as a business,forgeting it is your hobby, work out profit and loss, and risk factors, and all the bloody hard work you put in to keep everyone happy,you think is it worth it all......especially when some tit stuck behind a desk who has probably not even seen a paintball event " because it sounds like it could be dangerous" has the power to cost you out off business.
when thoughts of anger and frustration are removed from our heads we will be more able to see our future in the paintball industry.
thank's again lad's
Dougie Horn
Dorset Paintball